What is the True Cost of a $7 Lab Bill?

In January of this year, I had lab work performed as part of a follow-up to a physical exam. It was nothing out of the ordinary and represented a series of blood tests ordered by my doctor. I had the tests, attended my doctor’s follow-up appointment and that was that. I did not think much…

When a Denial of Happy Meal Turns Into Crappy Deal

No one ever said dealing with John Q. Public was easy. And there are no guarantees that John Public will get what they want, nor be happy with the results. But when Mr. Public (or Ms., even though this specific incident involves a Mr.) threatens to kill everyone in the room, it may be a…

Gambling That the Wheels of Justice Turn Slowly Is a Pretty Safe Bet

Blogger and Larson’s co-author Thomas Robinson wrote yesterday in his blog workcompwriter.com about a case where a New York Appellate Court upheld a decision to stop indemnity benefits to an injured worker because he had failed to report gambling income while receiving workers’ compensation payments. Robinson, in his usual form, does an excellent job of outlining the…

It's Scholarship Season. Time to Help Kids in Your Care.

It is that time of year when newly minted high school grads looking to the fall with grand ideas and great hope are preparing to embark on the adventure of higher education. A future awaits these kids; a future that offers potential stability and success for the lives that await them.  Now, if they could…

Happy Anniversary, Sweetheart

Today I venture away from our normal workers’ compensation / employment risk theme for a personal notation. Please forgive the unexpected variance. You see, today is our 24th wedding anniversary. Although, to be honest, if you were to speak to my wife, she would tell you we have been together for 31 years and she “wants…

NCCI Reports: Accurate Numbers, Incomplete Picture

NCCI has been conducting their Annual Issues Symposium this week, and as usual they have provided a slick presentation format filled with highly accurate and useful data for the industry. The numbers they have been reporting are undeniably encouraging. The industry is profitable, incident rates are down, and, most critically, Covid did not have the…